The HKMA has been deep diving into the waves of innovation in finance, and CBDCs, the digital form of a jurisdiction’s fiat currency, are considered to be a transformative force in the realm of finance and payments. Since 2017, the HKMA has embarked on its exploration journey on CBDCs to understand their benefits and potential applications. Over the past years, an array of initiatives has been rolled out to propel the development of CBDCs in Hong Kong, and promising progress has been made. This seminar will delve into the HKMA's various flagship CBDC projects, namely Project mBridge, Project e-HKD+ and Project Ensemble, sharing the insights gained and milestones achieved during this journey.

For more details, please refer to:  https://cefar.erg.cuhk.edu.hk/fintech-seminar-series

In this session, we will explore the transformative impact of Generative AI on the financial industry. We'll delve into how AI-driven technologies are revolutionizing areas such as fraud detection, customer service, and investment strategies. By AI and leveraging large language models, financial institutions can enhance decision-making processes, improve operational efficiency, and deliver personalized experiences to clients. Join us to discover the future of finance through the lens of Generative AI and understand the opportunities and challenges it presents for the industry.

For more details, please refer to:  https://cefar.erg.cuhk.edu.hk/fintech-seminar-series

This presentation explores the transformative impact of artificial intelligence (AI) on the credit analysis process, emphasizing how technologies like machine learning and data analytics optimize data collection, enhance accuracy, and refine decision-making for analysts. Dan will present real-world applications that demonstrate AI's critical role in boosting efficiency and reducing errors, while providing insights into the benefits of integrating AI into credit analysis. Additionally, we will address potential challenges and limitations associated with implementing AI, offering a balanced view of its capabilities and constraints. This presentation aims to equip attendees with a comprehensive understanding of AI’s evolving role in financial institutions, like credit rating agencies.

For more details, please refer to:  https://cefar.erg.cuhk.edu.hk/fintech-seminar-series

Digital innovation in financial services is poised to revolutionize the industry, driven by convergence of multiple technologies each with their own maturity path such as artificial intelligence (AI), 5G, cloud computing, decentralized identity and the Internet of Things (IoT). AI and cloud computing are at the center of the latest wave of technology driving how information is process, combined with integration of 5G and IoT that is bridging the gap between physical and digital financial worlds, additionally, privacy-enhancing technologies (PETs) and decentralized identity are enhancing and creating new ways of data access and security. Adoption of these technologies are creating powerful clusters to reshape financial services, and collectively can offer new opportunities for businesses that will benefit customers.

For more details, please refer to:  https://cefar.erg.cuhk.edu.hk/fintech-seminar-series